All the Tools You Need to Succeed Financially

We help clients stop the debt trap, build and use credit wisely, be more responsible with their money and access capital. We advocate for practices that promote wealth-building opportunities and end the cycle of predatory debt. ​

Our Mission

Our mission is to ensure equitable treatment and equal access to credit and capital through education, outreach, advocacy, and legislation. 

What We Offer

Over the past 25 years, the Delaware Community Reinvestment Action Council has helped hundreds of Delawareans negotiate with creditors, modify a mortgage or resolve conflicts with the IRS.
​Check out some ways that DCRAC can help you.​

Money School

Take classes designed to help you take charge of your financial well-being

DCRAC Law

Receive legal services for free or affordable fees based on income level

Credit Union

Get help with account opening, transactions and applying for a loan

Stay Up To Date

​DCRAC sends out a monthly newsletter. Subscribe to stay informed on DCRAC news, workshops, events and more. 

Get In Touch

Need to speak to someone at DCRAC? Use this form, and we’ll get back to you. You can also call the phone numbers listed below.
302-298-3249 ​or Toll Free 877-825-0750

600 South Harrison Street, Wilmington, DE  19805

603 North Church Street, Wilmington, DE  19801

​20127 Professional Park Blvd., Georgetown, DE  19947
DCRAC provides all services at low or no cost without regard to race, color, national origin, religion, gender, familial status, disability, age, creed, source of income, marital status, or sexual orientation. Please contact us for accommodation requests.