About DCRAC
Ensuring equitable access to legal and financial services
About the Community Reinvestment Act
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Enacted in 1977, the Community Reinvestment Act encourages banks to help meet the credit needs of their communities, especially in low- and moderate-income neighborhoods where residents may not have access to traditional banking establishments. The motivating force behind DCRAC’s founding, the CRA further enables advocates like us the opportunity to push public policy in the right direction and hold the big banks accountable.
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Our PartnersDCRAC’s relationships with community partners ensure we can connect every client to the right services, resources, and people. Our friends and neighbors include the University of Delaware Cooperative Extension, Delaware Division of Libraries, Taxpayer Advocate Service, Wilmington HOPE Commission, West End Neighborhood House, Central Baptist Community Development Corporation, Nehemiah Gateway Community Development Corporation, Legal Services Corporation of Delaware, and others.
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Our Team
Rashmi Rangan Exec. Director 302-298-3250 |
Anthony Dohring LITC Director 302-690-5000 |
Jaclyn Quinn Deputy Director 302-298-3251 |
Carl Wagner Attorney 302-230-2970 |
Cristian Tijerino Outreach Dir. 302-393-1607 |
Luis Oquendo IT Director 302-298-3252 |
DCRAC History
Founded in 1987 to leverage the Community Reinvestment Act in challenging Delaware’s powerful financial institutions, DCRAC today serves consumer finance needs across the board. As advocates, educators, counselors, lawyers, and credit union members, we push for changes that affect individuals’ financial lives but that help every Delawarean.
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1987
1995 1997 1998 1999 |
DCRAC Founded
Credit Clinic established Annual Celebrate CRA launched Website launched TV program debuted |
2000
2002 2003 2003 2012 |
Bilingual staff added
Housing Clinic established Payday loan advocacy Tax clinic established Stepping Stones FCU opens doors |
Board & Sponsors
Our relationship with Delaware banks reaches back 30 years, and while rooted in controversy, it has blossomed into a partnership that we have come to value and rely upon. We have aged well together. We want to thank our banking partners for their financial support of our programs. Over the years, Delaware Foundations, local, county, state and federal governments have been key contributors as have individuals who made significant cash contributions.
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Al Griffith, Chair
Eric Smith, Vice Chair Jan Slattery, Treasurer Eray Guven, Secretary |
Lillian Harrison, Director
Mary Horchos, Director Mo Mahmood, Director Lisa Spellman, Director |
...and so many in our community who help us in so many ways.
Annual Reports & Financial Filings
Fiscal Year Ending |
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June 30, 2018 |
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June 30, 2019 |
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June 30, 2020 |
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June 30, 2021 |
Members of the public have a right to inspect DCRAC documents that reside in the public domain without providing a reason. Documents may be reviewed in person at our office. Should you require copies and/or delivery of public documents, we recover our cost of reproduction at $0.15 cents per page and postage based on the mailing cost.
Please direct document requests to Rashmi Rangan
600 South Harrison Street, Wilmington, DE 19805
Tel: 302-298-3250, Fax: 866-718-8236, Email: rrangan@dcrac.org.
Please note: Client privacy, confidentiality, and grievance procedures apply to our efforts at openness and transparency.
Please direct document requests to Rashmi Rangan
600 South Harrison Street, Wilmington, DE 19805
Tel: 302-298-3250, Fax: 866-718-8236, Email: rrangan@dcrac.org.
Please note: Client privacy, confidentiality, and grievance procedures apply to our efforts at openness and transparency.