About DCRAC
Ensuring equitable access to legal and financial services
For more than 35 years, DCRAC's expert staff and volunteers have held the First State's big banks accountable and continues to work toward a Delaware in which everyone has the financial services they need to thrive. DCRAC was founded to realize the promise of an accessible, community-centric financial system. We provide low- and no-cost services—including banking and legal—to folks statewide that empower them to take charge of their financial lives. From wraparound, customized services to education and advocacy efforts, we’ve built the state’s leading community institutions dedicated to addressing the racial wealth gap. Recognizing that our low-wealth households face complex and often interconnected financial and legal matters, DCRAC is also the only organization in the First State offering the unique mix of legal and financial services community members need to achieve financial security and success.
About the Community Reinvestment Act
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Enacted in 1977, the Community Reinvestment Act encourages banks to help meet the credit needs of their communities, especially in low- and moderate-income neighborhoods where residents may not have access to traditional banking establishments. The motivating force behind DCRAC’s founding, the CRA further enables advocates like us the opportunity to push public policy in the right direction and hold the big banks accountable.
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Our PartnersDCRAC’s relationships with community partners ensure we can connect every client to the right services, resources, and people. Our friends and neighbors include the University of Delaware Cooperative Extension, Delaware Division of Libraries, Taxpayer Advocate Service, Wilmington HOPE Commission, West End Neighborhood House, Central Baptist Community Development Corporation, Nehemiah Gateway Community Development Corporation, Legal Services Corporation of Delaware, and others.
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